Effective Date: March 31, 2026
Last Updated: March 31, 2026
Welcome to Second Act Investments, LLC. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.
1. Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms, you should not access or use this website.
2. Use of Website
You may use our website for lawful purposes only. You agree not to use the website:
- In any way that violates any applicable federal, state, local, or international law or regulation
- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
- To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
- To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
3. Financing Services
Second Act Investments, LLC provides business financing services. All financing is subject to credit approval and other underwriting criteria. Submission of an application or inquiry does not guarantee approval or funding.
No Guarantee of Approval
We reserve the right to approve or deny any application for financing at our sole discretion. Not all applicants will qualify for financing, and terms may vary based on creditworthiness and other factors.
Accuracy of Information
You agree to provide accurate, current, and complete information in all applications and communications with us. Providing false or misleading information may result in denial of your application and potential legal consequences.
4. SMS Terms & Conditions
If you opt in to receive text messages from Second Act Investments, LLC, the following terms apply:
Consent: By providing your mobile phone number and checking the SMS opt-in box, you consent to receive recurring marketing and promotional text messages (SMS/MMS) from SECOND ACT INVESTMENTS, LLC about our financial products, services, and special offers. Messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month, though the actual number may be lower depending on updates and promotions.
Message and Data Rates: Message and data rates may apply. Standard messaging rates from your mobile carrier will apply to each message sent and received. Check with your carrier for details on your messaging plan.
Opt-Out Instructions: You can opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message that you have been unsubscribed. You will no longer receive messages from us. If you wish to opt back in, reply START or contact us directly.
Help Instructions: For help or more information, reply HELP to any message, or contact us at tiffany@second-act-investments.com.
Not a Condition of Purchase: Agreeing to receive text messages is NOT a condition of purchasing any goods or services from Second Act Investments, LLC. You may still use our services even if you do not opt in to text messages.
Carrier Compatibility: Participating carriers include AT&T, T-Mobile, Verizon, Sprint, and others. Carrier charges may vary. We are not liable for delayed or undelivered messages.
Privacy: Your mobile number and text message opt-in information will not be shared with third parties for their marketing purposes. See our Privacy Policy for more details.
5. Intellectual Property
The content on this website, including text, graphics, logos, images, and software, is the property of Second Act Investments, LLC and is protected by United States and international copyright laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission.
6. Links to Third-Party Websites
Our website may contain links to third-party websites or services that are not owned or controlled by Second Act Investments, LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
7. Disclaimer of Warranties
This website and all information, content, materials, and services included on or otherwise made available through this website are provided on an "as is" and "as available" basis. Second Act Investments, LLC makes no representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, materials, or services included on or otherwise made available through the website.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Second Act Investments, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your access to or use of or inability to access or use the website
- Any conduct or content of any third party on the website
- Any content obtained from the website
- Unauthorized access, use, or alteration of your transmissions or content
9. Indemnification
You agree to defend, indemnify, and hold harmless Second Act Investments, LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the website or your violation of these Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Sacramento County, California.
11. Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the website.
12. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.
13. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Second Act Investments, LLC regarding the use of our website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.
14. Contact Information
If you have any questions about these Terms, please contact us at:
SECOND ACT INVESTMENTS, LLC
10145 Twin Cities RD
Sacramento, CA 95632
Email: tiffany@second-act-investments.com